Swissquote REVIEW 2025
Wondering if Swissquote is the right broker for you in 2025? This review takes you inside one of Switzerland’s most trusted financial institutions to see how it performs in today’s fast-moving markets. With a strong regulatory foundation, advanced trading platforms, and access to millions of global assets, we’ll explore whether Swissquote truly lives up to its reputation for safety, innovation, and reliability.
Broker Guide's Swissquote Review in 2025
In this Swissquote Review 2025, I take a closer look at one of the most established and trusted brokers in global trading. Swissquote is not just a broker but a fully licensed Swiss bank that has been connecting traders to international markets since 1996.
I wanted to review Swissquote because it offers a rare combination of bank-grade security, advanced trading platforms, and a wide selection of assets, appealing to both new and experienced traders. Here, you’ll find a clear breakdown of what to expect in 2025, from its fees and platforms to account types, regulation, and customer service, so you can decide if Swissquote is the right place to grow your trading journey.
About Swissquote
Founded in 1996 and headquartered in Gland, Switzerland, Swissquote has evolved from a local financial services firm into a globally recognized online bank and brokerage. The company is publicly listed on the SIX Swiss Exchange (SQN), which highlights its transparency, financial strength, and long-standing credibility in the trading industry.
Global Presence
Swissquote now serves over 700,000 clients worldwide, with offices in key financial centers including the United Kingdom, Dubai, Luxembourg, Hong Kong, Singapore, and Cyprus. This international footprint allows it to provide region-specific services while maintaining Swiss banking standards of reliability and security.
Services and Markets
As both a bank and investment broker, Swissquote offers an extensive range of financial products. Clients can trade forex, CFDs, cryptocurrencies, ETFs, bonds, options, and global stocks, giving them access to both traditional and modern markets from a single account.
Brand Partnerships
Adding to its global visibility, Swissquote is an official partner of ZSC Lions and the UEFA Europa League, partnerships that reinforce its reputation for performance, innovation, and trust across the financial and sporting worlds.
Swissquote stands out as a broker that bridges traditional banking security with modern trading innovation. It’s a solid choice for those who value regulation, credibility, and a broad market offering, even if it comes at a slightly higher cost than some of its lower-tier competitors.
My Quick Verdict: Who is Swissquote Best For?
Overall Rating: 4.4/5
Best For: Traders and investors who prioritize safety, diverse market access, and the reliability of a Swiss banking institution.
Not Ideal For: Those looking for ultra-low spreads, commission-free trading, or 24/7 customer support.
Swissquote delivers a premium trading experience backed by Swiss banking security and Tier-1 regulation. It offers a vast selection of markets, ranging from forex and stocks to cryptocurrencies and ETFs, all supported by powerful platforms such as MetaTrader and its proprietary CFXD.
The broker stands out for its research tools, educational resources, and transparent operations as a publicly listed company. However, traders should be aware that Swissquote’s pricing structure—while fair—tends to be higher than the industry average. Overall, it’s an excellent choice for those who prefer long-term stability, trust, and professional-grade trading over budget-friendly costs.
Pros
- Tier-1 regulation across multiple jurisdictions, including FINMA, FCA, MAS, SFC, DFSA, CySEC, MFSA, and CSSF
- Banking license ensures top-level safety and strong client fund protection
- Access to a wide range of over 3 million instruments, covering forex, stocks, ETFs, bonds, options, and crypto
- No inactivity fee for accounts under the Swiss (CH) entity
- Offers MetaTrader 4 & 5 alongside proprietary platforms like CFXD and TradingView integration
- Excellent educational resources and professional-grade market research tools
- Supports cryptocurrency trading and staking, including 50+ digital assets
Cons
- High minimum deposit starting from $1,000
- Higher spreads compared to industry averages
- No fixed-spread accounts available
- Research tools are split between platforms, limiting convenience
- Not available to U.S. or Canadian residents due to regulatory restrictions
Why You Should Choose Swissquote ?
One of the main reasons traders choose Swissquote is its foundation as a fully licensed Swiss bank. Unlike most online brokers, Swissquote combines banking and brokerage services under one roof, giving clients the security of holding funds within a regulated Swiss financial institution. Each client also receives a personal IBAN, allowing for smooth integration between trading and everyday banking. This unique setup brings an extra layer of confidence to investors who prioritize safety and stability in uncertain markets.
Proven Trust and Transparency
Swissquote holds a Trust Score of 99/99 according to some independent reviewers, reflecting its outstanding reputation for compliance, security, and reliability. Being publicly listed on the SIX Swiss Exchange further enhances its transparency, as the company regularly publishes audited financial reports and meets strict capital requirements. Clients know exactly where their money is and how the company operates.
Innovation That Keeps Evolving
Beyond safety, Swissquote continues to innovate. It offers cutting-edge trading tools like Autochartist for market analysis and TradingView charts for better visualization. The broker’s proprietary CXFD platform has been consistently upgraded for speed and usability, while the SQX crypto exchange expands opportunities for digital asset traders. Together, these tools position Swissquote as a modern, forward-thinking broker that doesn’t just rely on its banking heritage—it builds on it.
The Bottom Line
Swissquote’s appeal in 2025 lies in its blend of trust, technology, and transparency. It provides a stable, bank-backed environment for traders who value both security and innovation, making it a top choice for those seeking long-term reliability in their financial journey.
Compare to Top Competitors
When evaluating Swissquote, it’s worth seeing how it stacks up against some of the biggest names in the trading industry. While Swissquote’s strength lies in its bank-level safety, transparency, and range of services, its pricing and platform structure cater more to serious traders and investors than casual users. Here’s how it compares with Interactive Brokers, Saxo Bank, and Pepperstone in 2025.
Saxo
IG
Interactive Brokers
Exploring Swissquote’s Range of Tradable Instruments
One of Swissquote’s biggest strengths lies in the breadth and diversity of its tradable instruments. With access to more than 3 million financial products, the broker offers one of the largest selections available in the retail trading space.
Whether you’re an active day trader, a long-term investor, or someone looking to diversify across asset classes, Swissquote provides a unified platform that combines traditional investing, modern trading, and digital assets.
Extensive Market Coverage
Swissquote clients can trade across multiple global markets, including Forex and CFDs (472 symbols), stocks, ETFs, options, futures, and bonds. This wide coverage allows traders to build portfolios that span from blue-chip equities and commodities to index futures and fixed-income products.
Such variety makes Swissquote comparable to full-service brokers like Saxo Bank and IG, which also cater to professional investors seeking access to multi-asset opportunities.
Expanding into Cryptocurrencies
In addition to traditional instruments, Swissquote has become a pioneer in cryptocurrency trading among regulated brokers. It offers 52 physical cryptocurrencies—including Bitcoin, Ethereum, and Cardano—along with staking services that allow users to earn passive rewards on supported coins.
All crypto assets are securely custodied under Swiss banking protection, providing extra confidence for digital investors. However, it’s worth noting that crypto CFDs are not available to UK retail clients due to FCA regulations, in line with industry standards.
Thematic Investing and Robo-Advisory
Beyond manual trading, Swissquote also supports thematic investing and robo-advisory services. These automated solutions make it easier for investors to gain exposure to curated portfolios based on specific trends—such as clean energy, AI, or technology—without needing to select individual securities.
The Robo-Advisor automatically rebalances portfolios to match a user’s risk tolerance, ideal for those who prefer a hands-off approach.
eTrading vs eForex Accounts
Swissquote offers two main account structures: eTrading and eForex. The eTrading account focuses on shares, funds, ETFs, and bonds, while the eForex account is dedicated to forex and CFD trading. This separation ensures traders have the right tools, pricing, and platform setup for their preferred market type.
Final Thoughts
Compared to competitors like Saxo Bank, CMC Markets, and IG, Swissquote holds its own with an impressive range of markets and innovative investment features. Its mix of bank-grade security, crypto integration, and multi-asset access makes it a top choice for those seeking a complete trading and investing ecosystem.
How Swissquote’s Instruments Compare to Competitors
Fees and Commission Structure
Swissquote’s pricing model reflects its reputation as a secure, bank-regulated broker. The fees are slightly higher than the industry average, but the added cost comes with greater transparency, safety, and quality of service. Traders know exactly what they are paying for—professional-grade execution, Swiss regulation, and reliable fund protection.
Trading Fees
Spreads:
Standard account: 1.7 pips
Premium account: 1.4 pips
Prime account: 0.6 pips
These spreads are competitive but not the lowest. They cater to traders who value stability and execution speed over raw cost savings.
Commissions
Forex and CFDs:
No separate commission; costs are built into the spread.
Stocks: Between 0.03% and 0.15%, depending on region and exchange.
ETFs: Charged similarly to stock trades.
Crypto Trading Fees
A 1% fee per trade applies to most transactions. This drops to 0.5% for larger trades or higher-volume clients.
Example:
A 1.7-pip EUR/USD spread equals about $34 for a round-turn trade.
Swissquote’s spreads are higher than some competitors, but its execution quality and transparency make it reliable for consistent trading results.
Other Trading Costs
Overnight swaps: Vary depending on currency pair and are tripled on Wednesdays to cover weekend positions.
Deposit fees:
Free via bank transfer.
2.2–2.5% fee for credit/debit card deposits.
Withdrawal fees:
Around $10 / €10 per transaction, depending on currency and region.
Swissquote’s deposit and withdrawal policies are straightforward, with no hidden costs. However, card deposits can be expensive for frequent traders.
Non-Trading Fees
Inactivity fee:
- None under Swissquote Bank (CH).
- €100 per quarter for Swissquote Europe (LUX) accounts.
Currency conversion fee:
- Applies when trading or transferring across different base currencies.
Custody fee:
- 0.025% per quarter, with a CHF 15 minimum and CHF 50 maximum.
While the custody fee is standard for a bank, it’s higher than what most online-only brokers charge.
Final Verdict
Swissquote’s fees are transparent, fair, and well-justified by the safety it offers. While it’s not the cheapest broker, it provides exceptional fund protection, advanced platforms, and professional-grade reliability. For traders who value trust, regulation, and a seamless banking-trading experience, Swissquote remains a premium choice in 2025.
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Interactive Brokers Review
Is Swissquote Regulated ?
Yes, Swissquote is one of the most heavily regulated brokers in the world, operating under the oversight of eight major financial authorities. These include FINMA (Switzerland), FCA (UK), DFSA (Dubai), CySEC (Cyprus), MFSA (Malta), MAS (Singapore), SFC (Hong Kong), and CSSF (Luxembourg) (BestBrokers, Swissquote Review 2025 – BrokerChooser). Such broad regulatory coverage ensures that Swissquote adheres to strict financial, operational, and client protection standards across multiple jurisdictions.
The company is also a publicly listed institution, operating under Swissquote Group Holding Ltd (SIX: SQN) on the SIX Swiss Exchange. This listing adds an extra layer of transparency, as Swissquote must publish regular audited financial statements and meet rigorous capital adequacy requirements.
As a licensed Swiss bank, Swissquote follows Swiss banking laws and maintains strong capital reserves, offering additional protection for client funds. Investor protection levels vary by region:
- Switzerland (FINMA): Up to CHF 100,000 per client
- United Kingdom (FCA/FSCS): Up to £85,000
- Luxembourg (CSSF): Up to €100,000 for cash deposits and €20,000 for securities
These protections, combined with the broker’s long-standing reputation and multi-jurisdictional regulation, make Swissquote one of the safest and most transparent brokers available in 2025.
Understanding Regulatory Protections and Broker Stability
Swissquote’s reputation for reliability is rooted in its strong regulatory framework and banking-grade financial stability. As both a licensed bank and a global broker, it follows some of the most stringent compliance and operational standards in the financial industry.
All client funds are fully segregated from the company’s operational accounts and held in Tier-1 banks, ensuring that customer assets remain protected even in the unlikely event of insolvency. In addition, EU retail clients benefit from negative balance protection, which means traders can never lose more money than they deposit—an important safeguard for volatile market conditions.
Swissquote’s transparency is another key strength. The company publishes quarterly and annual financial reports, providing detailed insights into its financial health, liquidity, and risk management practices. Its public listing on the SIX Swiss Exchange adds another layer of accountability, as it must adhere to continuous disclosure obligations and undergo regular audits.
As a licensed Swiss bank, Swissquote is required to maintain capital reserves that exceed MiFID and EU regulatory requirements, reinforcing its financial strength and ability to absorb market shocks. It is also a member of the Swiss Bankers Association and is audited annually by independent authorities to verify compliance, governance, and client protection standards.
Together, these measures ensure that Swissquote remains one of the most stable and trustworthy trading institutions, providing clients worldwide with a secure and transparent environment for investing and trading.
How To Open an Account
Opening an account with Swissquote is a simple, fully online process that takes only about 10–15 minutes. The broker has designed the registration flow to be fast, intuitive, and compliant with international regulations, making it suitable for both new and professional traders.
Here’s how to get started:
Step 1: Begin Online Registration
- Visit the Swissquote website and click “Open Your Account.”
- Fill out basic personal information such as name, country, and contact details.
- Provide your financial background and trading experience to help Swissquote determine suitability.
Step 2: Identity Verification
- Upload a valid government-issued ID (passport, driver’s license, or national ID card).
- Upload a proof of address, such as a recent utility bill or bank statement (issued within the last 3 months).
The verification process is typically completed within 24 hours, allowing you to start trading the next business day.
Once approved, you’ll receive your account credentials and can make your first deposit. The process is secure, efficient, and designed to help you start trading global markets quickly and confidently.
Account Types
The broker offers a variety of account types designed to suit different trader profiles—from beginners to institutional investors. Each account comes with its own minimum deposit requirement, spread structure, and trading benefits, allowing clients to choose the setup that best matches their goals and experience level.
Standard Account
The Standard account is best for beginners and casual traders. It uses simple, spread-only pricing with no commission, which keeps costs predictable and setup straightforward. It works well for learning the platform, testing strategies, and lower-frequency trading. The minimum to start is $100, but a recommended deposit of $1,000 offers healthier margin and position sizing.
RAW Spread Account
The RAW Spread account is built for active traders who want near‑zero spreads on major FX pairs, paying a transparent commission of $5 per $100k traded instead of a marked‑up spread. It shines when precise entries matter, combining exceptional execution quality with ultra‑competitive pricing and reliable fills during fast markets. Traders get access to powerful, state‑of‑the‑art platforms that support advanced charting, one‑click tickets, and robust risk controls. It’s best for scalpers, day traders, and systematic strategies that benefit from tight, predictable all‑in costs.
How To Choose
Pick Standard if simplicity and learning are top priorities. Choose RAW if tight spreads matter and a commission model is acceptable. Match the deposit to the strategy’s risk, drawdown tolerance, and position‑sizing needs.
What is the Minimum Deposit at Forex.com?
The minimum deposit at FOREX.com is $100 for Standard and RAW spread accounts. In practice, the broker suggests about $1,000 for Standard and $2,500 for RAW to trade effectively.
Key Takeaway
- FOREX.com’s $100 entry is modest, but higher deposits help with margin headroom and stable sizing under live volatility.
- OANDA is the most flexible for testing and gradual scaling thanks to a $0 minimum across many entities.
- Pepperstone often allows starting small, though $200 is widely advised to cover margin and costs meaningfully.
- FXCM sets a low $50 threshold that is easy to meet, with regional pages confirming the same baseline in multiple markets.
Deposit and Withdrawal
Funding and withdrawals are fully digital, quick, and straightforward. There are multiple methods, and the broker does not charge fees for moving money in or out.
Deposit Fees & Options
The broker supports a variety of popular deposit methods to ensure convenience for its global client base:
Withdrawal Fees & Options
OANDA’s withdrawal policy is straightforward:
Fees and processing
- No deposit fees from the broker.
- No withdrawal fees.
- Third‑party or bank charges may apply, depending on card issuer, bank, or e‑wallet.
- Processing times vary by method and region; cards and e‑wallets are usually faster than bank transfers.
Practical tips
- Use the same method for deposit and withdrawal to speed up verification.
- Match funding currency to the account’s base currency to avoid conversion costs.
- Ensure KYC is complete before requesting a withdrawal to prevent delays.
Desktop Trading Platform
Forex.com offers two desktop options: Advanced Trading Platform (Desktop) and MetaTrader. For this review, the focus is on the flagship Advanced Trading Platform (Desktop). It feels fast, stable under load, and easy to shape into a multi‑monitor workflow. MetaTrader is still available for EAs and custom indicators, but the native desktop shines for integrated research, smoother navigation, and tighter execution flow.
Features and Functionality
Advanced Charting
Charts load quickly and stay responsive during volatile moves. Indicator depth is strong, drawing tools are snappy, and templates make repeat setups simple.
Market Analysis Tools
Screeners, heatmaps, and sentiment live next to watchlists. Idea discovery is quick and avoids extra tabs.
Real-time Information
Prices, spreads, and depth update with low lag. Fill feedback lands instantly in the ticket and blotter.
Research Integration
Broker research, technical notes, and market overviews open in side panels. It is easy to compare a note with a live chart before placing an order.
Educational Content Integration
Inline tips appear where needed. Short explainers help new users move from reading to placing a trade without leaving the platform.
Placing Orders
Tickets support market, limit, stop, trailing stop, and OCO with time‑in‑force choices. One‑click trading and price tolerance help during news.
Alerts & Notifications
Price, indicator, and news alerts are fast to set and reliable. Order and fill notifications pop in real time.
Login and Security
Login is straightforward with session controls and device trust options. Security settings are simple to manage in the profile.
Search Functions
Search finds symbols by name or ticker and shows spreads, hours, and margin at a glance. Filters narrow by asset class and volatility for faster symbol picks.
Pros & Cons of the Web Platform
Pros
- Advanced Trading is fast, stable, and easy to customize for multi‑monitor workflows.
- Charting depth is strong with many indicators, quick drawing tools, templates, and trade‑from‑chart.
- Integrated research, news, and calendar sit beside charts and tickets for tight analysis‑to‑execution flow.
- One‑click trading, OCO, trailing stops, and price tolerance help during volatile news spikes.
- Performance analytics (PlayMaker/Trading Analytics) surface habits, overtrading, and time‑of‑day weaknesses.
- Clean watchlists, reliable alerts, and instant fill feedback improve situational awareness.
Cons
- Charts feel less smooth than the broker’s web platform with TradingView, especially for rapid markups.
- Window management can get busy when building complex layouts without predefined templates.
- No native social/copy trading in the flagship desktop; requires external ecosystems.
- Learning curve exists for first‑time users setting advanced order preferences and analytics.
Mobile App
I use the mobile app daily for quick checks and fast entries. It feels smooth, loads charts quickly, and keeps watchlists in sync with desktop. Research, news, and the calendar are a tap away, so I can act without switching apps.
Look & Feel and Features
I like the clean layout and readable charts. Indicators and drawing tools are easy to apply, and templates save time. Watchlists, positions, and the ticket are always close, which keeps decisions quick.
Login and Security
I sign in with biometrics/Face ID. Device trust and basic security controls work as expected. It’s simple to manage from the profile screen.
Search Functions
I can find symbols by name or ticker fast. Results show spreads, hours, and margin at a glance. Filters help me narrow by asset class and popularity.
Placing Orders
I place market, limit, stop, trailing stop, and OCO orders with a few taps. One‑tap trading speeds up entries. Price tolerance helps during fast moves.
Pros & Cons of the Mobile App
Pros
- Smooth performance with a tidy UI.
- Solid charting for a phone, with useful indicators and drawings.
- Fast tickets, synced watchlists, biometrics, and reliable alerts.
Cons
- Limited screen space for multi‑chart views.
- Analytics are lighter than desktop.
- Complex layouts are harder to build on small screens.
Market Research, Tools, and Education
Forex.com’s strongest edge is research depth, integrated tools, and structured education that connects directly to trading decisions. The in-house global team delivers timely analysis, actionable trade ideas, and event-driven updates that slot neatly into daily prep, while Trading Central adds independent signals and pattern recognition to validate setups from multiple angles.
Together with advanced charts, a rich economic calendar, exclusive performance analytics, and a robust Trading Academy, the stack shortens the path from insight to execution and helps traders improve over time.
Verdict
While OANDA doesn’t have the deepest institutional-grade research compared to brokers like IG or Saxo, it provides enough tools and insights to support most retail traders. Beginners will find the education resources practical, while advanced traders can leverage Algo Labs and API access for a more technical edge.
Customer Support
Availability
Support operates 24 hours a day, 7 days a week, including weekends and market holidays, so help is always reachable regardless of time zone or trading session.
Quality
Service quality is consistently strong, with helpful agents who respond quickly and resolve most platform, funding, and account queries efficiently; complex issues are escalated cleanly with clear follow‑ups.
Channels
- Phone for urgent, trade‑impacting issues that require immediate action
- Live chat for quick troubleshooting, navigation help, and status updates
- Email for detailed requests, document submissions, and a written audit trail
What to expect
Wait times are generally short, identity verification is straightforward, and guidance covers platform features, order tickets, and common funding steps; if an investigation is needed, next actions and timelines are communicated clearly.
Verdict
Customer support is a clear strength: always‑on availability, responsive agents, and multiple channels provide dependable coverage for both routine questions and urgent trade matters.
FAQ
Is Forex.com a trustworthy broker?
Yes. It’s regulated in major jurisdictions, offers segregated client funds, and has a long operating history with strong oversight and transparent policies.
What is the minimum deposit for Forex.com?
$100 to open a Standard or RAW account, though higher deposits help with margin and position sizing.
Does Forex.com charge withdrawal fees?
No. The broker does not charge deposit or withdrawal fees, though banks or payment processors may.
What trading platforms does Forex.com offer?
Advanced Trading Platform (Desktop, Web, Mobile) and MetaTrader, covering discretionary, indicator‑heavy, and EA workflows.
Is Forex.com good for beginners?
Yes. The Standard account is simple, education is strong, and the platforms are intuitive with embedded tips and research.
How does Forex.com make money?
Primarily from spreads and commissions, plus ancillary services like financing and exchange/conversion where applicable.
Can I trade stocks on Forex.com?
Core offering is forex and CFDs; stock access depends on region and product availability via CFDs rather than direct share dealing in many cases.
Does Forex.com have an inactivity fee?
Policies can vary by region; check the entity’s fee schedule in the account documents to confirm current terms.
Is my money safe with Forex.com?
Client funds are held in segregated accounts, with protections depending on the regulator and entity; this reduces counterparty risk.
